What are the cross-border third-party payment platform models? What are their characteristics?
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On cross-border e-commerce platforms, after merchants open stores, they must open a third-party payment platform. These payment platforms have different models. You can choose. What are the cross-border third-party payment platform models? What are the cross-border third-party payment platform models? The first model: pure third-party payment platform A pure third-party payment platform does not involve any financial transactions, but only provides payment tools and services. The operators of pure third-party payment platforms mainly charge for the provision of payment tools and services. The second model: third-party payment institution license A third-party payment institution is a third-party payment service provider that has been approved by the central bank and obtained a license. It can collect, pay and transfer funds through its own account with the bank or customer's account. In this model, the third-party payment platform can charge users transaction fees or interest and other fees. The third model: fourth-party payment platform The fourth-party payment platform is a cross-border payment platform provided by Internet financial enterprises or banks and other institutions. The difference between the fourth-party payment platform and the third-party payment platform is that the fourth-party payment platform usually has its own payment system and account system. The fourth-party payment platform usually charges a certain fee to the merchant. The fourth model: social media payment platform Social media payment platforms are payment services based on social media platforms, providing online payment services through bank cards or Alipay accounts bound to social media users. In this model, social media payment platforms can charge merchants a certain fee. The model of cross-border third-party payment platform has many payment modes. The more payment modes you open, the more shopping partners will have. Many partners only have this payment mode. If you don’t have it, they can only choose other merchants! Recommended reading: Can one person run Shopee well? Is it easy to register in Shopee? What are the 5 methods of Shopee advertising? Introduction to advertising methods How to recharge Shopee advertising? How long does it take to be credited? |
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